Richard W. "Rick" Moos is a seasoned financial services executive with more than 25 years of experience in wealth preservation, risk management, and tax-efficient growth strategies for business owners, entrepreneurs, and high-net-worth individuals. His deep expertise spans fixed income and structured products, cashflow planning, and private placement markets, giving him a comprehensive command of the tools needed to protect and grow wealth across generations. 

Rick holds an MBA from The University of Texas at San Antonio and a BS in Agricultural Economics from Texas A&M University, and maintains active securities and insurance licensure nationwide.

Throughout his career, Rick has built and led income-focused distribution platforms, managing the full spectrum of client and advisor relationships, from independent RIAs and broker-dealers to family offices and institutional clients. His wholesale experience includes structuring and marketing corporate bonds, redeemable preferred offerings, structured notes, and principal-protected solutions, as well as building business development divisions from the ground up. He has served as a branch OSJ, hired and mentored brokers transitioning to the independent space, and developed multi-state distribution channels serving both retail and institutional markets. 

He designs cashflow planning and tax mitigation strategies for business owners, structuring buy-sell agreements and succession vehicles that align personal wealth goals with long-term business continuity. His work at the intersection of insurance, tax strategy, and business succession makes him a trusted advisor for owners navigating growth, transition, and exit.